"We all have dreams in life, but without a plan you're leaving it up to luck. Reaching these dreams starts with developing a sound financial plan."
Financial planning requires commitment, discipline and the guidance of an experienced, knowledgeable financial professional who will lead you through the process with honesty and integrity.
How do you choose the right financial advisor? Choose an advisor who:
- Has experience working with people like you
- Has the ability to communicate effectively
- Views the advisor/client relationship as one of honesty and integrity
You will hear about the difference between Fee-Only Advisors, like the members of NAPFA, and Fee-Based Advisors, or brokers.
" I TELL PEOPLE,
IF YOU ARE WORKING WITH A BROKER,
THAT BROKER'S LOYALTY IS TO HIS EMPLOYER,
NOT TO YOU.
WHEN YOU'RE WORKING WITH ME, MY LOYALTY IS TO YOU AND
TO NOBODY ELSE."
Fee-Only Advisors do not sell financial products of any kind. They are compensated for one thing, and one thing only: their knowledge.
Fee-Only Advisors are held to a Fiduciary Standard , meaning that they work in your best interest only. Commission and Fee-Based advisors typically work under a Suitability Standard , meaning that they may work in the interest of others.